Starting a business involves navigating through various administrative steps, and one crucial aspect is the deposit of capital. Traditionally, this process involved visits to banks, paper transactions, and a considerable amount of patience. However, in today's digital era, there is a streamlined solution that simplifies this mandatory step: online capital deposit.
What is Capital Deposit?
The capital deposit process is a crucial step in providing a company with the necessary financial foundation for its initiation. It involves the founder depositing the initial capital into a dedicated bank account. This step, along with obtaining the capital deposit certificate, is mandatory for submitting the business creation dossier to the registry.
Choosing an Online Bank
Opting for online capital deposit requires selecting a suitable online bank. It involves a thorough analysis of the available options, considering factors such as offerings, fees, and customer support. The chosen online bank becomes the business's banking partner, making it essential to choose one that aligns with the specific needs and simplifies the process.
Exploring Options
To deposit your capital online, carefully explore the offerings of different online banks. Analyze the provided services, fees, and customer support to make an informed decision. Refer to our professional account comparison for assistance in navigating through the available options.
Opening an Online Professional Account
The initial step involves depositing the capital into an account specifically dedicated to fund deposits. Once the company is registered, these funds are transferred to the regular business account. Creating a professional account is necessary to receive and manage the funds allocated to the business. For administrative support, consider exploring Shine's professional account options.
Documentation Required
To facilitate the online capital deposit, the bank typically requests the following documents:
- Draft of Statutes: Detailing the list of associates, their contributions, and the proposed capital structure.
- Deposit Payment: Accompanied by an attestation indicating the source of the funds.
- ID Proof: For the depositor and other founders if applicable.
- Address Proof: For the depositor and, if applicable, other company founders.
- List of Subscribers: Identifying associates or shareholders, including their details.
Transferring Funds to a Blocked Deposit Account
Upon approval of the capital deposit request, the online bank provides a dedicated IBAN for fund deposits. Transferring the funds involves a straightforward bank transfer. In cases of multiple founders, each subscriber can individually deposit their share.
Obtaining the Capital Deposit Certificate
The online bank typically takes 48 to 72 hours to verify the origin of the deposited funds. Upon confirmation, they issue a capital deposit certificate containing:
- Company name
- Address
- Total amount of deposited capital
- Individual contributions from each subscriber
This certificate is essential for the subsequent registration of the company with the Registry of Commerce and Companies (RCS).
Important Note
When utilizing a capital deposit certificate from an online bank, the application for registration must be submitted online through platforms like Infogreffe or with the assistance of services like Shine Start.
Unlocking the Social Capital
Once the funds are transferred to the dedicated account, the social capital remains blocked until the presentation of the original Kbis extract of the company. The capital can only be accessed after the company is officially registered with the RCS, and the Kbis is obtained.
Post-Registration Considerations
Beyond the initial stages, businesses may need to augment their capital to accommodate growth. With Shine's professional account, this process is seamlessly integrated, providing entrepreneurs with a comprehensive solution for their ongoing financial needs.
Embark on your entrepreneurial journey with confidence, guided by our step-by-step assistance through the capital deposit process. Explore the possibilities with Shine, your comprehensive partner in business creation.
